If you’re a small business owner, you can probably relate to the struggles of needing to innovate to stay afloat. There comes a point for every small business when it hits a slump. You feel like maybe your offered services or goods have become stagnant. The best way to pull your business out of the […]
First, an announcement: this will be the last post by your humble blogger here at Merchant Advance before moving on to what are hopefully bigger and better things. Thanks so much for reading, commenting and hopefully being interested by what I’ve had to say for the last couple of years. With that in mind, as […]
There’s a saying in Merchant Advance’s home of Vancouver that if you don’t like what the weather is doing, you could wait a few minutes. While this is meant in jest, some people do not have the luxury of being able to wait for the best conditions in which to do business. It turns out […]
With less than two months until voters in Merchant Advance’s home province of British Columbia head to the polls for a provincial election, small business owners are a major audience for the platforms of parties across the political spectrum. And yet, in a new survey of members of the Canadian Federation of Independent Businesses (CFIB), […]
Credit card purchases are major drivers of small business revenue. In a 2014 study, results showed that Canadians used cash for less than 10 percent of their purchases. They also offer a significant number of protective benefits for consumers. Even though accepting credit can be a significant boon for a small business, it comes with […]
A thriving small business is most often a buzzing hive of things and people. It can take a lot of focus and careful management of your time and tasks just to stay on top of the obligations you need to meet – and that’s before you take some of the most common distractions that pull […]
Though millennials are often touted as the newest and most popular demographic making strides in the worlds of small business and entrepreneurship. much remains to be said about the population of baby boomers in Canada. Boomers, otherwise defined as individuals born between 1946 and 1964, make up a significant portion of the Canadian population – 27% […]
The announcement of a new federal budget is always a moment for small businesses to pay attention. The support of the government is instrumental in creating favourable conditions for local and small businesses to thrive, and 2017 is no different. Innovation to the Fore This year, the budget contains provisions that will likely benefit the […]
We’ve all had a certain kind of phone call: a firm, hopefully polite request to remit payment for some or other expense. It’s never fun to receive a request for payment, and for many small business owners, the discomfort around collections extends to situations where businesses need to collect unpaid invoices that may be piling […]
Filing for bankruptcy is the absolute last resort for a business that cannot find other avenues to clear up its debts and keep itself running. It can be a difficult, highly charged and emotional decision – especially for sole proprietorships or partnerships. While we would prefer never to see businesses have to file for bankruptcy, […]
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