When a small business goes in search of funding, the owners’ credit scores will traditionally be one of the most important benchmarks for loan eligibility. As a business owner, we know you work hard to keep your finances in order and keep everything running above board. But we also know that some situations can cause negative impact on […]
In his satirical book How to Be a Canadian, comedic author Will Ferguson identifies some of the key principles of the Canadian economy. After throwing a few jabs at maple syrup exports and beaver pelts, he riffs on the immense proliferation and use of customer “loyalty rewards” cards, often of the stamp-collecting “buy 10, get 1 free” format, as a […]
There’s nothing quite like having a goal set out in front of you when it comes to motivation. If a goal is well-designed so as to be visible, achievable but not unchallenging, and with an endpoint that is truly rewarding, it can help drive you to make strides you would have never thought possible. Case […]
Small Business Job Credit Modifies Employment Insurance Premiums The Canadian Government announced yesterday that a major change will be made to small business Employment Insurance premium. The Small Business Job Credit applies to all Canadian businesses currently paying at most $15,000 in premiums between 2015 and 2016. When it is paid out at the beginning of next […]
These days, news of an upcoming Apple press conference is treated with the excitement and reverence often associated with a red-carpet Hollywood event: tech sites and blogs buzz for weeks prior to the date, speculation flies, and crowds of reporters ask not “who are you wearing?” but “what are you showing?” Of course, yesterday’s announcement did […]
With Great Power… Some would say that the modern small business is blessed with access to a wealth of information: news and data, headlines and trends, updating faster than you can refresh your news feed, 24/7. Savvy businesses can take advantage of this rushing stream of news and feedback, using it to tailor their delivery of […]
Welcome to another edition of the Merchant Advisor – Merchant Advance Capital’s monthly newsletter! As is customary, the Blog edition of the Merchant Advisor brings you the longer form version with lots more space at hand to discuss issues and ideas relevant to inquiring small business minds. Without further ado: read on for some encouraging news on Canadian […]
Small businesses in Canada are vast in number and diverse in scope and industry. The Merchant Advance Blog has previously highlighted the importance of forming strong community ties that encourage businesses to support one another, advocate for fair practices and for the advancement of locally-minded, independent economic growth. In this edition of the blog, we will […]
For many, there is no fear greater than losing one’s hard-earned property, home, or livelihood to some form of disaster, be it natural or manmade. And yet, these types of events do happen – and can happen to anyone. Recently, strong earthquakes in California left many of the region’s independent wine producers faced with heavy damage to […]
Sometimes, there’s content out there that deserves to be shared for its informative, interesting and topical nature. The Globe and Mail Report on Business has gifted us with just such an article this week: one that tackles an important subject for any small business owner to be aware of and master in the management […]
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We'll let you know when you're eligible for additional funding but we won't sneak in top-ups or extend additional capital without your express consent. Guaranteed.