Give Yourself Credit.

Business Line of Credit

Get Credit Now, Make Good Business Decisions Later.

The most flexible financial product available for small business.

Get access to cash for your business with an unsecured business line of credit. With Merchant Advance Capital’s Give Yourself Credit, Canadian businesses can take control over their business’ financial needs. We worked to develop a product that would put more control back in the hands of business owners, at a lower cost – that’s what small businesses have told us they want when it comes to their finances.


How Do They Work?

Businesses are granted an unsecured line of credit based on the performance of the business, instead of solely on credit scores or business assets. Prior to the launch of our Give Yourself Credit product, an unsecured line of credit was only available through banks and credit unions, which are more limited in the ways they can evaluate potential borrowers.

We heard from customers that while it’s convenient and painless to be able to get a loan at the last minute, it doesn’t reward those planning for the year ahead and creating business projections for growth.


Is it Right for You?

The Give Yourself Credit line of credit works like a personal line of credit, allowing customers to apply for an amount based on the performance of the business, and be approved in advance. This allows business owners the option to wait until the time is exactly right before making major moves or purchases, as customers only pay interest when they tap into the approved amount on their line of credit.

As an alternative lender, Merchant Advance Capital is able to serve a wider range of small businesses than traditional institutions, as they can factor in less conventional indicators of creditworthiness.

Your Account Information Is Fully Accessible. 24/7/365.

Top up funds. Pay down existing loans. All at the click of a mouse.

Business Line of Credit Graphical Example

Do You Qualify? Here's What You Need:

A Canadian-based Business.

Min Average Monthly Sales of $5,000.

In Business for Minimum 6 Months.

Get Started Today.

Complete our online application and boom! We'll contact you right away and present several options tailored to your business needs, based on the information you've provided. You choose what works best for you, but there's never any fees or obligation to continue.

Once you're ready to proceed, we'll explain how each option works, answer any questions you might have about the program and let you know what you can expect from us as a finacial partner. Full transparency, 24/7 account access and the absolute best customer service is our promise to you.

We'll let you know when you're eligible for additional funding but we won't sneak in top-ups or extend additional capital without your express consent. Guaranteed.

Apply Now. 5 Minutes, No Obligation, and yep, It's Always Free.

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Merchant Advance Capital Partner Companies.

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Vancouver Office | (604) 757-4602

1500 West Georgia Street, 20th Floor Vancouver, BC, V6G 2Z6 Canada

Toronto Office | (877) 370-8850

10350 Yonge St, Suite 101 Richmond Hill, ON, L4C 5K9 Canada

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