Healthy Finance Options For Salons & Spas.

Ideal Industries: Salons & Spas


A Healthy Business is a Beautiful Thing.

Our Spa Financing and Salon Financing is way more flexible than standard business loans, Merchant’s Financing Options are versatile tools when it comes to making strategic decisions for your business’s growth. Retail businesses in the Health & Wellness industry are ideal candidates for the program because they accept debit and credit from customers every day. We have spa financing and salon financing that is unlike regular, rigid business loans in that you can use your credit or debit transactions to pay off your loan on a daily basis based on a (very manageable) percentage of each day’s sales. We know your sales are seasonal and sometimes salons and spas require temporary extra cash to take advantage of inventory deals, seasonal staffing or even debt management.

You’re the one who knows what needs to be done around your salon and we’re here to help you make that happen. Maybe you need a new website, or some new equipment, maybe you want to get a fancy new coffee maker for your clients. It’s all up to you how you use the funds. At Merchant Growth, we just want to help Canadian businesses grow.

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Dollars and Sense. The Business Case.

Objective: Add a virtual imaging system.

Customers want to see the ‘after’ before the cutting starts. You need about $40,000 for the camera system, software, training, shop additions and social media advertising. Your projections say you should increase same store sales 9% with existing customer base, and new repeat customers.


Cash Outlay
Merchant Growth Funds $40,000
Loan Cost: $12,700
Total Repayment: $52,700
Incremental Gross Profit $49,500
Net ROI $36,800

Merchant Growth &
Health & Beauty Spa

I have been a customer of Merchant Growth for 1.5 years now and I have been exceptionally happy with the service that I have been given. Merchant Growth has helped me take my business to the next level allowing for product development and expansion. As a business owner I would recommend Merchant.

Read the full review ...

Get Started Today.

Complete our online application and boom! We'll contact you right away and present several options tailored to your business needs, based on the information you've provided. You choose what works best for you, but there's never any fees or obligation to continue.

Once you're ready to proceed, we'll explain how each option works, answer any questions you might have about the program and let you know what you can expect from us as a finacial partner. Full transparency, 24/7 account access and the absolute best customer service is our promise to you.

We'll let you know when you're eligible for additional funding but we won't sneak in top-ups or extend additional capital without your express consent. Guaranteed.

Vancouver Office | (866) 240-3694

1500 West Georgia Street, 20th Floor Vancouver, BC, V6G 2Z6 Canada

Toronto Office | (877) 370-8850

1155 North Service Road - Unit 11, Suite 32, Oakville ON L6M 3E3

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