E-Commerce Financing

Get funds for ad spend, inventory, social media, development, and more for your e-commerce business.

Financing amount available

$5K - $800K

Get funded in as fast as

24 hours

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Filling out the application only takes 5 minutes

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Merchant Growth products fit the needs of e-commerce businesses

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Once approved, get your funds in as little as 24 hours

What is E-Commerce Financing?

E-Commerce Financing is one of a number of business funding options for online merchants. 

Offering between $5K-$800K in financing that you can use to drive business growth, our E-Commerce Small Business Financing turns your cash flow into immediate working capital in your bank account that you can use right away.

Capital from Merchant Growth, can be used to purchase inventory, update new equipment, even pay business expenses during seasonal dips. 

How does E-Commerce Financing work?

Your payment can be daily or weekly, providing your e-commerce business with flexible payment options to fit your business needs. With Merchant Growth as your finance provider, there’s no need for collateral, there are no hidden fees, and you can receive funds in just 24 hours after approval.

What can you use your E-Commerce Financing for?

With financing for your business’s particular needs e-commerce financing can help your business grow, take on new initiatives, and plan for next season.

You can use your e-commerce financing to take advantage of inventory deals, ramp up your ad spend, do social media marketing, pay for e-commerce enhancements, and more.

Why use an E-Commerce Financing solution?

Each online business has unique needs for funding, so we have tailored our solutions specifically for e-commerce operations.

Inventory Financing

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Free up cash flow by letting us finance your inventory so that you don’t have to worry about running out of stock. Small business owners can also expand their offerings to reach a new target audience.

Marketing Spend

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Execute your online advertising or social strategy, your website redesign, etc. across various e-commerce platforms quickly and easily. With access to funding, you can scale your business how you want it, exactly when you need to.

Small business funding minimum requirements

Merchant Growth offers small business funding options with minimum eligibility requirements:



Monthly Revenue

$ 10K

Time in Business

6 months

How does it work?


Complete Application

You can choose to give some details either through the online application or over the phone, and it will only take you 5 minutes.


Review Options

Our team will reach out and work with you to determine the best solution.


Get Funds

Receive your funds in as fast as 24hrs after approval.

Get started today

Complete our online application and we’ll contact you to present financing options tailored to your business needs.