Merchant Advances vs Business Loans

Loan Comparison

Which Loan Type Suits You Best?

Generally, Merchant Advances are favoured by business that have pronounced seasonal variations in revenues. but they require debit and credit sales. Business Loans are favoured by businesses less affected by seasonable ups and downs. But there are other differences to consider. Refer to the comparison chart below for the major difference between the funding programs.

Merchant Advance Business Loan Line Of Credit Equipment Leasing
Withholding Percentange
Repayment Type Flexible Fixed Flexible Fixed
Set Maturity Date
Amount Available $5,000 - $500,000 $10,000 - $500,000 $5,000 - $100,000 $5,000 - $250,000
Ideal Industries Storefront, B2C Businesses, Retail, Spa, Resturant, Auto All Industries All Industries Transportation, Industrial, Restaurant (among others)
Get A Merchant Advance Get A Business Loan Get A Line Of Credit Lease Equipment

Our Service Sets The Standard.

Gold Standard Client Service is the core strength of Merchant Advance Capital and we are committed to providing exceptional service in all aspects of the business. Our clients are like family to us – our ‘partnership-style’ approach and willingness to work with you and any unique challenges you face, has earned us repeat business. Your success is our success.


Get Started Today.

Complete our online application and boom! We'll contact you right away and present several options tailored to your business needs, based on the information you've provided. You choose what works best for you, but there's never any fees or obligation to continue.

Once you're ready to proceed, we'll explain how each option works, answer any questions you might have about the program and let you know what you can expect from us as a finacial partner. Full transparency, 24/7 account access and the absolute best customer service is our promise to you.

We'll let you know when you're eligible for additional funding but we won't sneak in top-ups or extend additional capital without your express consent. Guaranteed.

Apply Now. 5 Minutes, No Obligation, and yep, It's Always Free.

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Merchant Advance Capital Partner Companies.

Learn More

Vancouver Office | (604) 757-4602

1500 West Georgia Street, 20th Floor Vancouver, BC, V6G 2Z6 Canada

Toronto Office | (877) 370-8850

10350 Yonge St, Suite 101 Richmond Hill, ON, L4C 5K9 Canada

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