No Collateral Flex Solutions. Fast, Flexible & Scalable.

Get $5K to $500K to Grow Your Canadian Business in as Little as One Business Day.

Funds for Renos, Staffing, Inventory, Marketing, Tech Upgrades, Or?

Our Flex Solution program can be better than a traditional business loan because it turns your future cash flows into immediate working capital that you can use right away for any aspect of your business requiring immediate funds.

The Flex Solution program differs from traditional business loans because it is simple, flexible, requires no collateral and automatically adjusts repayment to match your business cycle.

The Flex Solution is the ideal solution for businesses that use credit or debit transactions, are seasonal and require temporary extra cash to take advantage of inventory deals, seasonal staffing or even debt management. It’s up to you how you use these funds. By contrast, a traditional business loan does not adapt to the needs of your business and are usually limiting in what you can fund when the financing is from a traditional bank.

Apply Now

What is a Flex Solution?

Canadian small businesses prefer to choose our Flex Solution over bank financed business loans because they are the most flexible financial product readily available for small business. Canadian businesses get capital as an advance against future credit and debit card sales, then use our Flex Solution to grow and invest in the success of their business. Whether it’s taking advantage of a supplier’s volume discount, gearing up for high season by hiring additional staff or putting marketing dollars to work, having quick access to capital when you need it can be a competitive advantage for your business.

How Do Flex Solutions Work?

By turning your future cash flows into cash that you can use right away, the our Flex Solution program leaves traditional business loans in the dust. It is ideal for business owners who are faced with a short-term cash crunch but who know that the revenue from a cash injection to their business (Renos? New product lines? etc.) will increase their bottom-line down the road. Repayment is scheduled on a daily basis based on a (very manageable) percentage of each day’s sales.

Is a Flex Solution Right for You?

With a Flex Solution, you’re able to access much needed capital during your off season without feeling the usual squeeze. Repayment terms are very responsive – on slower days less is repaid, on busy days more is repaid – so when sales are lower during slow season, your payments are lower. Then, when sales pick back up, that cash is paid back easily.

Business Case: Cumulative Net Profit Curve

For a Flex Solution Type Loan (values are hypothetical, based on a re-invest model)

Do You Qualify? Here's What You Need:

A Canadian-Based Business.

Accept Debit and/or Credit Cards.

Min Average Monthly Card Sales of $5,000.

In Business for Minimum 6 Months.

Get Started Today.

Complete our online application and boom! We'll contact you right away and present several options tailored to your business needs, based on the information you've provided. You choose what works best for you, but there's never any fees or obligation to continue.

Once you're ready to proceed, we'll explain how each option works, answer any questions you might have about the program and let you know what you can expect from us as a finacial partner. Full transparency, 24/7 account access and the absolute best customer service is our promise to you.

We'll let you know when you're eligible for additional funding but we won't sneak in top-ups or extend additional capital without your express consent. Guaranteed.

Vancouver Office | (866) 240-3694

1500 West Georgia Street, 20th Floor Vancouver, BC, V6G 2Z6 Canada

Toronto Office | (877) 370-8850

1155 North Service Road - Unit 11, Suite 32, Oakville ON L6M 3E3

© 2019 Merchant Growth Ltd. All Rights Reserved. Privacy Policy