From day one, Merchant Advance Capital treated me like a partner. They worked with me to create a funding program that suited my cash flows. Being a seasonal business this was very important to me. In fact, they didn’t just stick to the typical “merchant cash advance” model, and instead they actually structured a loan for me that had a fixed repayment. I was with a different company before and they just have one formula. While the variable payment structure of a merchant cash advance is convenient, for me a fixed repayment under a loan was better as it allowed me to pay the money back over a longer period of time, and so my payments were lower. The fundamental difference with Merchant Advance Capital is their approach. They are more like a financial partner that helped me achieve my goals. I highly recommend Merchant Advance Capital to anyone who is looking for working capital.