Term Financing

Get funds for renovations, inventory, tax payments, and even cashflow with our Term Financing product.

Financing amount available

$5K - $800K

Get funded in as fast as

24 hours

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Filling out the application only takes 5 minutes

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Merchant Growth products fit the needs of your business

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Once approved, get your funds in as little as 24 hours

What is Term Financing?

Through a Term Financing Solution your business can receive up to $800K in financing in as little as 24 hours. Term Financing operates in a similar fashion to fixed rate loans; your business receives a lump sum payment, but instead of making fixed monthly payments, the balance is repaid through more frequent, periodic payments, either daily or weekly.

This type of financing is particularly appealing to companies with consistent cash flows because the predictability of a daily or weekly payment makes it easy to budget for.

How does it work?

Our Term Financing is designed to provide capital for any corporate purpose and is repaid over 6 – 24 months. We forward cash to your business up-front, and a daily or weekly payment is made automatically to repay the balance. Once you have repaid approximately 1/3rd of your original balance, you may be eligible for top-up financing to obtain more capital for investment in your business.

What can you use your Term Financing for?

You can use our Term Financing for whatever needs your business requires. Whether thats increasing cash flow, getting some new equipment, or expanding your staff for your small business, we are here to help your business to grow.

Small business funding minimum requirements

Merchant Growth offers small business funding options with minimum eligibility requirements:



Monthly Revenue

$ 10K

Time in Business

6 months

How does it work?


Complete Application

You can choose to give some details either through the online application or over the phone, and it will only take you 5 minutes.


Review Options

Our team will reach out and work with you to determine the best solution.


Get Funds

Receive your funds in as fast as 24hrs after approval.

Get started today

Complete our online application and we’ll contact you to present financing options tailored to your business needs.