Easy, Accessible Funding Solutions For Small Businesses.

Growing Your Business Is Much Easier With Financing Options From Merchant Advance Capital.

Get $5K to $500K to Grow Your Canadian Business in as Little as One Business Day.

Growing your company has never been this simple.

Our innovative approach to business financing blends thoughtful customer care, complete transparency and smart technology to provide accessible financing that makes sense. Merchant Advance Capital's modern business financing options allow small business owners fast & easy, no-collateral access to working capital, with flexible payback options responsive to the ebbs and flows of your business cycles.

Get the cash your business needs to focus on growing your business during slow times.

Apply Online

It's Easy To Apply

Apply online with any device. It takes less than 5 minutes!

Efficient Approval

Efficient Approval

Usually within one business day.

Flexible Repayment

Flexible Repayment

Choose the repayment option that fits your business model.


Smart financing that benefits right now.

When you've been to the bank and left empty-handed, it's difficult to take your business where you want it to go and that's frustrating. Establishing credit is the best way to improve your business' financial health and ability to borrow at lower rates. When you choose to work with us, that's exactly what you're doing.

We'll look at your business as a whole and design a program that we think will work for you specifically.

Business Case: Cumulative Net Profit Curve

For a Flex Solution Type Loan (values are hypothetical, based on a re-invest model)

Do You Qualify? Here's What You Need:

A Canadian-based Business

Min. Average Monthly Sales of $5,000

In Business for a Minimum 6 Months

Apply Now. 5 Minutes, No Obligation, and yep, It's Always Free.

Tell us a little about yourself

Help us understand your situation

Our Service Sets The Standard.

Gold Standard Client Service is the core strength of Merchant Advance Capital and we are committed to providing exceptional service in all aspects of the business. Our clients are like family to us – our ‘partnership-style’ approach and willingness to work with you and any unique challenges you face, has earned us repeat business. Your success is our success.

What Our Clients Say

Merchant Advance Capital Partner Companies.

Learn More

Vancouver Office | (604) 757-4602

1500 West Georgia Street, 20th Floor Vancouver, BC, V6G 2Z6 Canada

Toronto Office | (877) 370-8850

10350 Yonge St, Suite 101 Richmond Hill, ON, L4C 5K9 Canada

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